Section 75 and chargeback: getting money back when you paid by card
If something you paid for by card never arrives, is faulty or was not as described, two routes may help: Section 75 for credit cards and chargeback…
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UK Personal Finance: Debt & Credit
6 guides on debt & credit for UK readers.
Benefits & Support 9Life events 8Savings 7Tax 7Debt & Credit 6Bills & Energy 5Pensions 5Banking 4Property & Renting 4Insurance 3Investing basics 3Mortgages 3
Buy Now Pay Later: the FCA rules in force since 15 July 2026
Buy now pay later is now regulated by the Financial Conduct Authority. This guide explains which agreements are covered, what lenders must do, which…
Student loan repayments: the plans, thresholds and when loans are written off
Student loan repayments depend on your repayment plan and your income, not on how much you borrowed. This guide explains the plans, the current…
Debt Relief Orders: how they work in England and Wales
A Debt Relief Order, or DRO, is a way to deal with unaffordable debts for people on very low incomes with few assets. This guide explains who can get…
Credit reports: how to get your free copy and fix mistakes
A credit report is the file that credit reference agencies hold about your borrowing. This guide explains what it contains, how to see it for free…
Breathing Space: how the debt respite scheme works in England and Wales
Breathing Space is a government scheme that gives temporary protection from creditors while someone gets debt advice and makes a plan. This guide…